An FHA Loan is a mortgage loan that is insured by the FHA (US Federal Housing Administration) and is provided by an FHA approved lender. Daryle Evans is an FHA approved mortgage lender. Having this FHA mortgage insurance protects lenders against loss. This has helped many lower-income Americans borrow money to purchase a home that they might not otherwise be able to afford. These loans are generally given more to new house owners than investors. One difference between a FHA loans and a conventional loan is that the house must be occupied by the owner for at least a year. Since these loans usually involve more risk to the lender, the home-buyer must pay a two-part mortgage insurance. The first is a one-time bulk payment and a the second is a monthly payment that is added to the borrower’s monthly mortgage payment The program originated during the Great Depression in the 1930s and was intended to provide lenders with sufficient insurance to offset their risks The government subsidized some FHA programs, but over time, private mortgage insurance (PMI) companies evolved. Now FHA primarily serves people who cannot afford a conventional down payment or do not qualify for PMI. You may qualify for an FHA loan if you have debt or a lower credit score. You might even be able to get an FHA loan with a bankruptcy or other financial issue on your record. FHA loans are available with both fixed or adjustable rate loans. With multiple loan terms offered, you can choose a payment schedule which works for your financial needs.

FHA Loans

TESTIMONIALS
NMLS Consumer Access CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINTED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276- 5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
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Would you like to discuss your mortgage with me? All consultations are NO CHARGE and NO OBLIGATION.

LOAN TYPES

VA Loan s FHA Loans Home Equity Loans Conventional Loans USDA Loans Reverse Mortgage Refinancing Self Employed Borrowers Loans
Daryle Evans – Branch Manager | NMLS # 264599 | AR, OK MLO 13880, and TX | Cowtown Lending Services LLC. powered by Barrett Financial Group, L.L.C. | NMLS #108106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | CO | TX view complaint policy at barrettfinancial.com/texas- complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access | Visit Barrett Financial Group’s Website
CALL NOW TO SCHEDULE A CONSULTATION

FHA Loan

What is an
We have moved from 10185 Custer Road Suite 300 Plano TX 75025 to 208 Buckskin Drive Waxahachie TX 75167
An FHA Loan is a mortgage loan that is insured by the FHA (US Federal Housing Administration) and is provided by an FHA approved lender. Daryle Evans is an FHA approved mortgage lender. Having this FHA mortgage insurance protects lenders against loss. This has helped many lower- income Americans borrow money to purchase a home that they might not otherwise be able to afford. These loans are generally given more to new house owners than investors. One difference between a FHA loans and a conventional loan is that the house must be occupied by the owner for at least a year. Since these loans usually involve more risk to the lender, the home-buyer must pay a two- part mortgage insurance. The first is a one-time bulk payment and a the second is a monthly payment that is added to the borrower’s monthly mortgage payment The program originated during the Great Depression in the 1930s and was intended to provide lenders with sufficient insurance to offset their risks The government subsidized some FHA programs, but over time, private mortgage insurance (PMI) companies evolved. Now FHA primarily serves people who cannot afford a conventional down payment or do not qualify for PMI. You may qualify for an FHA loan if you have debt or a lower credit score. You might even be able to get an FHA loan with a bankruptcy or other financial issue on your record. FHA loans are available with both fixed or adjustable rate loans. With multiple loan terms offered, you can choose a payment schedule which works for your financial needs.

FHA Loans

FHA Loan

What is an

HOME LOAN

TYPES

VA Loans FHA Loans Home Equity Loans Conventional Loans USDA Loans Reverse Mortgage Refinancing Self Employed Borrowers Loans
TESTIMONIALS
NMLS Consumer Access CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINTED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
CALL NOW TO SCHEDULE A CONSULTATION
We have moved from 10185 Custer Road Suite 300 Plano TX 75025 to 208 Buckskin Drive Waxahachie TX 75167
We have access to competitive rates.
We give free pre-approval analysis so give us a call at 469-360-9716 for your free estimate.
APPLY NOW Get Prequalified Now
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
Daryle Evans – Branch Manager | NMLS # 264599 | AR, OK MLO 13880, and TX | Cowtown Lending Services LLC. powered by Barrett Financial Group, L.L.C. | NMLS #108106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | CO | TX view complaint policy at barrettfinancial.com/texas-complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access | Visit Barrett Financial Group’s Website